One of the options of Advanced Funeral
Planning is to not pay in advance.
The most important part of planning in advance is to
simply gather your information and make the difficult
choices that need to be made. This ensures that your
loved-ones will not have to make those difficult decisions
and choices and will be able have a personal service in
your memory without missing some piece of vital
information about you. It is absolutely free to plan a funeral,
it is a matter of your time with a funeral director.
If you choose to not pay in advance, keep in mind that
costs will nearly double every 7-10 years. Assuming a
traditional funeral costs somewhere in the vicinity of
$6500.00 (This figure is actual in our area of
California), the costs could become astronomical in
the future. Some feel as though the cost of living
allowances will cover that in the future and that times are
relevant to costs. That could be true, but no one knows for
sure. Paying in advance provides peace of mind in
knowing that no matter what happens, it will not be an
issue financially.
The whole idea really behind paying in advance is to relieve your
loved ones of that burden at all.