Questions with answers: |
Q. What if I move, or what if you go out of business?
Answer: If you have preplanned and you move in the future, you take this plan with you. All of you personal information and choices are in your confidential file and that file goes with you to the new area where you are moving. Many folks who have also prepaid and guaranteed their cost are concerned that the funds are held at the funeral home. That is not true. The funds are held under the family's name and are held in a third party trust or insurance company. The only time that they are released is when the death occurs and the survivors designate which funeral home provides the services. This is a wonderful protection |
Q. "Why Prepay? I can save the money for it myself "
Answer: You certainly could to that. Many folk want to save on their own or use their existing insurance policies to pay for their funeral. Here are some things to consider:
1)If you saved the money yourself, and you ever need nursing home care or you suffered a long illness; those would most likely be depleted very quickly. They may be considered and asset. With our plan they can be protected against that.
2)Was the insurance policy meant to pay for your funeral, Or was it meant to be used by your family to cover on-going living and/or educational expenses? Because funeral cost nearly double every 7-10 years due to inflation, most if not all of the insurance policy proceeds can be used-up. Also keep in mind that some policies benefits are large when you are young, but when you hit a certain age, they decrease considerably, or convert to something more affordable. Those proceeds could also realistically be held up in probate when the death occurs and not readily accessible.
3)The main reason is for peace of mind. Funds that you set aside when you prepay are guaranteed, Transferable, Safe, can be protected for Medi-Cal, Flexible, Tax-Free and always are under the complete control of the family. These are all great reasons why someone should prepay for their funerals |
Q. "What if I am not going to be using your funeral Home?"
Answer: We know that some families may not be using our services when the need arises. We also know that not all funeral homes can and do have preplanning programs in place such as ours. One of the wonderful benefits of preplanning with us is the fact that you can take advantage of the many options that we offer, and the entire plan is transferable to anywhere. The main reason our program is in place is to help families get the pre planning process started. We feel that it is one of the most important things that you can do, and is one of the best gifts you can give your family |
Q. "I think am going to shop around and get the best price."
Answer: Shopping around has always been good practice. It is wise to meet the ones who may be handling one of the most important days in your families life. Do not choose on price alone though. There is a major difference between staff and facilities when choosing a funeral home and what would make you and your family most comfortable would be the most important. Take note of the attentiveness, the care and compassion and the surrounding when choosing a funeral home |
Q. What if I choose a casket and many years down the road they don't make that one anymore?"
Answer: Great question. Should that particular casket not be available anymore, you would get one of the same if not greater value in materials. In addition, we use exclusive merchandise manufacturers who have been making many of the same products for many years. Chances are that the same casket would be available many years down the road |
Q. "I am not too concerned with my family making arrangements. I have done it before and it was not that difficult. "
Answer: Because funerals are all unique and not everyone deals with grief in the same way, there is no telling how anyone particular person will handle the situation. Preplanning allows a family to discuss these important matters together, and when they are better prepared to do so. This way, there are no unanswered questions at the time of need. Emotionally speaking it is a great benefit for you survivors |
Q. "My children have said not to do this. That they would take care of things at the time."
Answer: That is natural for children to say that. What they are really saying is that they do not want to talk about losing you someday. More times than not, survivors have told us that they wished they had taken care of things ahead of time and those who had said how wonderful it was that everything was done. In addition, survivors will many times be left with a funeral bill that can be financially strapping, only adding to their emotional burdens as well. |
Q. "I have drawn-up a will and everything that my family needs to know is in there
Answer: Wills are a great start. They are the first step in Advanced Planning. Many times, though, wills are not read until after the funeral and that is no time to find answers. If you have already begun a will, you may want to record that information with a funeral home, so that the family will not have to do it at such a stressful time. In addition, most wills no not specify what type of services casket, vault or urn to select. Choosing those items at the time of need can be the most emotionally and financially difficult thing to do. |
Q. What if I do this and then change my mind?
Answer: All of the difficult questions that you are answering and choices that you are making ahead of time can be changed at any point. On of the great things about Advanced Planning is the fact that it is flexible. That is great to know because situations arise and what is a good choice for today may not be in the future. |
Q. What do you charge for this information?
Answer: Absolutely Nothing. We do this as a community service. It costs nothing to plan a funeral, receive and estimate and discuss all of the options available today. I Strongly believe that a funeral should be unique to each person and if you were to plan you arrangements in advance, It truly can be. |
